Explain It Like a Friend

Turn jargon-heavy text into plain English.

Prompt

Rewrite the text below so a smart [12-year-old / non-expert in field] understands it on first read.
Rules: sentences under 20 words, define any unavoidable term in brackets the first time, use one everyday analogy, and keep every factual point.
Text: [paste]

Tips

Ask for a reading-level estimate before and after to confirm it actually got simpler.

Example output (excerpt)

"APR is the yearly cost of borrowing [the interest plus fees, shown as a percent]. Think of it as the price tag on a loan: two loans of the same size can have very different price tags."